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LeaseGuard

Property & GL 
​Powered by LeaseGuard

Protect your investments with LeaseGuard's specialized Property and General Liability insurance solutions, tailored for owners of low-density residential properties. We understand the unique needs of this market and offer comprehensive coverage to safeguard your assets.

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Tenant Legal Liability Coverage Options

The following property types are eligible for coverage, subject to underwriting guidelines and availability

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    • 1-4 Unit Family Dwellings (Mobile homes ineligible)
    • Apartment Buildings (Up to 20 Units Available)
    • Renovations: Locations undergoing structural and cosmetic renovation
    • Vacant Dwellings: Properties vacant between tenants, real estate closings, or held for sale/rental
    • Seasonal/Vacation: Intermittent or non-continuous occupancy (must meet crime score requirements and no shared amenities)

Available Coverages & Limits

Property Coverages

  • Property Total Limits: $2,000,000 TIV including Business Income
  • Building up to $1,500,000
  • Business Personal Property $100,000
  • Inland Marine Property Limit up to $750,000
  • Minimum Property Deductible: $2,500 to $25,000 ($1,000 option available ONLY when required by lender)
  • Coinsurance: ACV & RC
  • Non-Coastal / Windstorm / Capacity: Available in most cases

General Liability Coverages

Coverages: Premises Liability including Products-Completed Operations, Damage to Premises Rented to You, Medical Payments, General Liability Extension Endorsement, and Employee Benefit Liability.

Limits of Liability:

  • General Aggregate Limit (Other than Products-Completed Operations): $2,000,000
  • Products-Completed Operations Aggregate Limit: Included 
  • Personal and Advertising Injury Limit: $1,000,000
  • Each Occurrence Limit: $1,000,000
  • Damage to Premises Rented To You: $100,000 Any One Premises 
  • Medical Expense Limit: $2,500 Any One Person 

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Enhance Resident Risk Management

Explore DepositPro, LeasePro, and PadPro, purpose-built solutions that help property owners and managers reduce exposure to resident-related risks. These products work together to strengthen your overall risk strategy, improve compliance, and streamline operations without disrupting the leasing process.

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DepositPro

Modern alternative to traditional security deposits, designed to reduce move-in costs for residents while protecting property owners from excessive wear-and-tear or unpaid balances.

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LeasePro

Protects properties by boosting insurance compliance and reducing uncovered units. Our verification and monitoring service keeps coverage active, even when renters lapse.

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PadPro

Renters insurance made easy for tenants, offering affordable coverage with a simple sign-up process. It protects personal belongings and provides liability coverage.

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How Our Services Work

LeaseGuard’s solutions are designed for simplicity, scalability, and seamless integration. We work behind the scenes to ensure your properties stay protected without disrupting your leasing process or burdening your team. From automated insurance monitoring to built-in compliance tools, our services operate quietly and efficiently, giving you the peace of mind to focus on what matters most.

With You Every Step of the Way

Partner Support

Our team is your team. Every LeaseGuard partner is assigned a dedicated liaison who serves as your go-to resource for program management, training, system oversight, and ongoing support. Whether it’s optimizing performance, resolving issues, or reviewing claims, we’re here to ensure your experience is smooth, responsive, and results-driven.

Onboarding Overview

Getting started is easy. We underwrite partners up front to eliminate delays at go-live, then guide you step-by-step through system setup, staff training, and program launch. After deployment, your liaison continues to monitor performance month over month, ensuring coverage stays consistent and any feedback or support needs are handled quickly.

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Consultative Approach

We take the time to understand your specific challenges and operational goals, ensuring our solutions are tailored.

Tailored Products & Services

Our products and services are flexible and built to meet the unique needs of each portfolio owner or property management company.

Better Rates, No Trade-Offs

Competitive pricing without sacrificing the quality or scope of coverage.

Human-Centered Support

Each partner gets a dedicated account manager for onboarding, claims, and resident support. No ticketing systems, just real people, reachable by phone or email.

Operational Risk Alignment

We evaluate your workflows and help mitigate risks through smart, practical system improvements.

The LeaseGuard
​Difference

At LeaseGuard, we do more than offer insurance products, we deliver a partnership built on over 20 years of experience, innovation, and results. Backed by our long-standing relationships with A rated carrier partners, we've developed a suite of exclusive insurance solutions specifically for Property Owners and Managers.

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Partner With Us To Enhance Your Risk Management Strategy

Schedule a Time to speak with a Risk Management Expert!

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